Rules    FAQ
User: Guest ( Register )
 
 
 

It is currently Fri Dec 27, 2024 2:42 pm (All times are UTC - 5 hours [ DST ])




Forum locked This topic is locked, you cannot edit posts or make further replies.  [ 272 posts ]  Go to page Previous  1 ... 4, 5, 6, 7, 8, 9, 10 ... 19  Next
Author Message
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 4:39 pm 
User avatar
Plug
Plug

Joined: Tue Jun 26, 2007 10:19 am
Location: Maryland
GIJCC wrote:
While we continue to work on the current issues. We recommend that all members (even if you didn't have an issue with your card) go to one of the credit monitoring sites like Experian and file for credit card fraud protection. This service is free and it puts a watch on your credit ratings for 90 days (free). On the Experian site click on the Add an Initial Security Alert (this is the one that I used). They also provide you a free credit report. According the Federal Law, each agency must provide you with one free report every 12 months upon request. You can view your rights here at Experian.

You can also call these agencies but some of them are hard to get a person on the phone.



Equifax (http://www.equifax.com)
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111

Experian (http://www.experian.com)
P.O. Box 2104
Allen, TX 75013-0949
1-888-EXPERIAN (397-3742)

Trans Union (http://www.transunion.com)
P.O. Box 1000
Chester, PA 19022
1-800-916-8800

When you put the credit watch on your account, they notify the other two agencies.

I also recommend that you call the opt out number (1 888 567 8688) so that you will be taken off the list for pre-approved credit card and insurance offers. That way if your mail is ever broken into (happened to us personally a few years back), they can't get these items and open accounts in your name.

Again, we apologize for any problems these security issues have caused. Thanks for all of the kind emails we have been receiving and we look forward to resolving this issue.

Brian


And by "free" they mean paid for by companies wanting your contact information for solicitation.

Translation:
Quote:
Sorry we messed up your finances. Please go fix it yourself.

_________________
:hijm70:


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 4:46 pm 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Denver, CO
Goldbug wrote:
roguetiger wrote:
I believe it should add the GI Joe club to it as well as its being hit as well....

I asked them to. ;-)


Did they update the letter and if so have a link to the fixed version yet?

_________________
DESTRIN 41016 wears girl jeans
[DESTRIN 41016] 2:29 pm: theyre comfortable
[DESTRIN 41016] 2:32 pm: thonnnngs.
[DESTRIN 41016] 2:34 pm: im wearing them right now lol
[DESTRIN 41016] 2:33 pm: i wear girl jeans. i have some girl hoodies also I wear.


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 5:08 pm 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Justice, Il.
It's a sad state of affairs when they screw up and have no compensation for those who got screwed or possibly could. It's upsetting that we as victims have to change our information. Do they even understand that most of us use 1 card? I use a debt/credit card. I would have to change everything that this card is tied to? It's just a sad state of affairs

_________________
'there's a lot of gift!"


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 5:22 pm 
User avatar

Joined: Wed Sep 05, 2007 10:58 am
Location: Montreal, Canada
chaosx wrote:
It's a sad state of affairs when they screw up and have no compensation for those who got screwed or possibly could. It's upsetting that we as victims have to change our information. Do they even understand that most of us use 1 card? I use a debt/credit card. I would have to change everything that this card is tied to? It's just a sad state of affairs

That, but they still sent the membership renewal cutout date today.
I still can't believe it.

_________________
Chief - "Swivel elbows are a must. I don't trust any toy company that doesn't believe in swivel elbows."


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 5:31 pm 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Under the JoeCustoms JoeCon Booth
"Thanks for all the kind emails"?! What delusional whackjob is sending them kind emails about this? If I was going to contact them I'd be polite sure but kind? Oh hell no. If I could prove that the fraud I had on my card was a result of their breach then they'd know about it in a serious way. But you can bet your ass I wouldn't be showing them any sympathy, not after it took them how many weeks to respond?

No this all just smells of them trying to cover their asses so if anything does come about legally they can say, here, look, we sent out all these emails telling people what happened and what we suggested they do. Granted I'm sure they are genuinely concerned about the breach and probably feel bad about it but their response has been lackluster to say the least and borderline condescending.

Also on the PayPal issue, I just looked at PayPals site regarding merchant transaction fees. Unless I'm looking in the wrong place the fee PayPal charges for merchant transactions is at the highest 2.9% plus $.30 per transaction. So let's look at convention registration using last year's 3 3/4" con set price of $305.00. 2.9% of $305.00 is $8.85 plus $.30 you're looking at a grand total of $9.15. That leaves them with $295.85 to cover the rest of their costs and profit. Now compare that to a regular credit card processing fee which, depending on your bank could be anywhere from 1% to as high as 6% but averaging around 3% (in my experience, I'm not a banking professional or a business owner) and I think that the percent that PayPal charges is certainly preferable to losing business and having your reputation damaged. Also I don't know if PayPal charges merchants for transferring their funds from their PayPal account to a bank account like they do with regular users so that might add to the fee but still, in my opinion, is better for security and the peace of mind of your customers. Maybe not as a 100% PayPal only for credit cards but at least give people the option.

Of course, that's just my opinion. I could be wrong.

_________________
I'm pretty sure it's :robocopgun:


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 6:50 pm 
User avatar
Plug
Plug

Joined: Tue Jun 26, 2007 10:19 am
Location: Maryland
But PayPal is on the internet....s-c-a-r-e-y!

_________________
:hijm70:


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 7:09 pm 
User avatar
Special Limited Edition Co-Host / Membership Has Its Privileges
Special Limited Edition Co-Host / Membership Has Its Privileges

Joined: Mon Nov 19, 2007 3:31 pm
Location: Fort Wayne
I have just a trooper level membership, and for the life of me cant remember ever buying anything from them. That should mean they dont have my number right? Or was a cc required for registration of even a nonpaying membership?

_________________
Kwinn_Lives wrote:
you have now won more JCAs than anyone in the history of the award.

Mysterious Stranger wrote:
You sir are the definition of a Renaissance Nerd... you do it all so damn well.


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 7:13 pm 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Neon KY
roguetiger wrote:
zedhatch wrote:
Quote:
"Of course card holder are never liable for fraudulent charges. You must contact your financial institution. I understand the frustration. I hope our company survives being attacked by this hacker. We are people too and we need our jobs. We are
Working on all if this very hard."


I think it's really telling how they pretty much dismiss everyone's conserns in the first few sentances and then make it all about them. I think they are trying to drum up sympathy (especially with the "We are people too and we need our jobs" part, that just reeks of self absorbed atitude that has been the club for years). I also think it comes across very badly and very self centered. I have yet to see any communication from the club on this issue that seemed genuinely conserned about their customers and I doubt they even care beyond getting money (ie "HARD deadlines" I mean they were quick to get that message out)


Makes you wonder if :hasbro: might have said something to them about pulling their contract with them since they are SO worried about their JOBS......


A huge part of me wishes they would, I had issues with them many moons ago and swore off them, I was debating getting back but not now in light of this. Someone who will treat the club like a club and not a "business" need to deal with the club IMO.


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Mon Feb 27, 2012 8:15 pm 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Under the JoeCustoms JoeCon Booth
drbindy wrote:
I have just a trooper level membership, and for the life of me cant remember ever buying anything from them. That should mean they dont have my number right? Or was a cc required for registration of even a nonpaying membership?


Nope. The trooper membership is the free one and I believe you get it when you sign up for their "forum". My paid membership reverted to a trooper when I didn't re-up with them last year.

_________________
I'm pretty sure it's :robocopgun:


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 1:12 am 
User avatar
Thomas from Missourri

Joined: Tue Jun 26, 2007 10:19 am
Got a message this morning that there had been suspicious activity on my Capital One Card.

Had to cancel the card and close the account. Fortunately, it was only my toy/hobby card. But still, pain in the arse and not something that should have ever happened.


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 2:22 am 
User avatar
Snake Staked

Joined: Thu Sep 22, 2011 3:01 pm
I'm not sure what people are expecting to happen here. If there are fraudulent charges on your card, it's up to your bank to fix those. Suggesting that you get a new card when your info has been stolen seems like a reasonable suggestion to me and is usually what the bank will do when something like this happens. If you've not had any problems, then it may not matter but if it's happened then that's generally how that kind of situation is handled.


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 2:34 am 
User avatar
DarkJedi'd

Joined: Tue Jun 26, 2007 10:19 am
Location: The Black Hole of Toydom
I think it is more the lacks-a-daisical way the Club is handling this.

There should have been up front, we might have a site wide problem here and address it.

Instead the timing sucks and the fans/collectors are ready to go off because everything is coming to a point with the Con, subscriptions, renewals, etc...

_________________
Hero Machine Real Characters: https://tinyurl.com/yyguul9e
Hero Machine Original Characters: https://tinyurl.com/y59j5gmd
Hero Machine Other properties: https://tinyurl.com/y48nnp8u


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 7:58 am 
User avatar
Strong Fat Tongue

Joined: Tue Jun 26, 2007 10:19 am
Location: Cape Town, South Africa
Pyre wrote:
I'm not sure what people are expecting to happen here. If there are fraudulent charges on your card, it's up to your bank to fix those. Suggesting that you get a new card when your info has been stolen seems like a reasonable suggestion to me and is usually what the bank will do when something like this happens. If you've not had any problems, then it may not matter but if it's happened then that's generally how that kind of situation is handled.


People are upset about the "LASER BLAST" way the club is handling it, and the resulting turmoil in having to get a new card. Surely you understand that?

_________________
joemichaels70 wrote:
KILCARR PISSED ME OFF


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 9:42 am 
User avatar

Joined: Tue Jun 26, 2007 10:19 am
Location: Justice, Il.
what suspicious activity are hitting your cards? What amounts? I have yet to get any charges on mine but you never know

_________________
'there's a lot of gift!"


Top
 Profile Customs Feedback / Brawlingness  
 
 Post subject: Re: The GIJCC and Possible Suspicious Credit Card Activity
PostPosted: Tue Feb 28, 2012 11:08 am 
User avatar
Thomas from Missourri

Joined: Tue Jun 26, 2007 10:19 am
chaosx wrote:
what suspicious activity are hitting your cards? What amounts? I have yet to get any charges on mine but you never know


I would have absolutely missed mine if the company hadn't called it out to me.

It was a series of small transactions ($1-10 each) with various online merchants (including Google). The card had an almost $5k limit, and I usually run up anywhere between $100-$200 each month in small transactions and then just pay off the balance at the end of the month. And even though it's always with the same merchants (eBay, Paypal, BBTS, Target, Wal Mart), I rarely look at the line item summary of charges online. So I would've just thought this was usual activity.

My guess is that Capital One caught them "testing" the card to see if it was valid and that, if they hadn't noticed the unusual venues, the next charge might've been a bigger one.


Top
 Profile Customs Feedback / Brawlingness  
 
Display posts from previous:  Sort by  
Forum locked This topic is locked, you cannot edit posts or make further replies.  [ 272 posts ]  Go to page Previous  1 ... 4, 5, 6, 7, 8, 9, 10 ... 19  Next

It is currently Fri Dec 27, 2024 2:42 pm (All times are UTC - 5 hours [ DST ])


Who is online

Users browsing this forum: Bing [Bot] and 93 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group